Quotes about mortgage

A collection of quotes on the topic of mortgage, people, use, doing.

Quotes about mortgage

“Italy's youngsters complain, apparently, about having to live at home until they are 72 but that's because they spend all their money on suits and coffee and Alfa Romeos rather than mortgages.”

Jeremy Clarkson (1960) English broadcaster, journalist and writer

The Unhappiest People on Earth? You'd never guess, p. 259
The World According to Clarkson (2005)

Money, Home, Coffee

“When families have less to spend, that means businesses have fewer customers, and households rack up greater mortgage and credit card debt; meanwhile, concentrated wealth at the top is less likely to result in the kind of broadly based consumer spending that drives our economy, and together with lax regulation, may contribute to risky speculative bubbles.”

Barack Obama (1961) 44th President of the United States of America

2013, Remarks on Economic Mobility (December 2013)
Context: So let me repeat: The combined trends of increased inequality and decreasing mobility pose a fundamental threat to the American Dream, our way of life, and what we stand for around the globe. And it is not simply a moral claim that I’m making here. There are practical consequences to rising inequality and reduced mobility. For one thing, these trends are bad for our economy. One study finds that growth is more fragile and recessions are more frequent in countries with greater inequality. And that makes sense. When families have less to spend, that means businesses have fewer customers, and households rack up greater mortgage and credit card debt; meanwhile, concentrated wealth at the top is less likely to result in the kind of broadly based consumer spending that drives our economy, and together with lax regulation, may contribute to risky speculative bubbles.

Family, Business, Wealth

“Human beings free of debt, insecurity, and fear become much more amiable. With no one out to sell anyone anything or to deprive another of possessions or money, the basis for unhealthy human aggression is outgrown. People no longer are burdened by the nagging concerns that consume so much attention such as mortgages, health care costs, education fees, fire insurance, economic recession or depression, the loss of jobs, and taxes. With the elimination of these burdens and the removal of the conditions that create feelings of envy, greed, and competition, people’s lives would be far more meaningful.”

Jacque Fresco (1916–2017) American futurist and self-described social engineer

Source: The Best That Money Can't Buy: Beyond Politics, Poverty, & War (2002), p. 76

Money, Loss, Fear, People

“Read books are far less valuable than unread ones. The library should contain as much of what you do not know as your financial means, mortgage rates, and the currently tight real-estate market alow you to put there.”

Nassim Nicholas Taleb (1960) Lebanese-American essayist, scholar, statistician, former trader and risk analyst

Source: The Black Swan: The Impact of the Highly Improbable

Books, Reading

“Bailing out people who made ill-advised mortgages makes no more sense that bailing out people who lost their life savings in Las Vegas casinos.”

Thomas Sowell (1930) American economist, social theorist, political philosopher and author

Life, People, Sense

“Real, sane, mature love—the kind that pays the mortgage year after year and picks up the kids after school—is not based on infatuation but on affection and respect.”

Elizabeth Gilbert book Committed: A Skeptic Makes Peace with Marriage

Source: Committed: A Skeptic Makes Peace with Marriage

Love, School

“I can buy your contract.” “No, you can’t. Any sale of our mortgage requires my consent, and I won’t consent to it.” He grinned. “You don’t want to work under me?” “I’m not even going to dignify that with an answer.”

Ilona Andrews American husband-and-wife novelist duo

Source: Burn for Me

“When he left, he cleaned out their checking account and left Renee with nothing. The next month, Renee didn't have enough money to pay the mortgage, keep the lights on, pay for her car, and buy Christmas presents.”

Erika Jayne (1969) American singer, actress and television personality

pg. 48
Pretty Mess book (2018)

Money, Cars, Light, Christmas

“As we peer into society's future, we -- you and I, and our government -- must avoid the impulse to live only for today, plundering for our own ease and convenience the precious resources of tomorrow. We cannot mortgage the material assets of our grandchildren without risking the loss also of their political and spiritual heritage. We want democracy to survive for all generations to come, not to become the insolvent phantom of tomorrow.”

Dwight D. Eisenhower (1890–1969) American general and politician, 34th president of the United States (in office from 1953 to 1961)

1960s, Farewell address (1961)

Democracy, Loss, Future

“I've found just the right partner to help me shake up Washington, Gov. Sarah Palin of the great state of Alaska. … She has an executive experience and a real record of accomplishment. She's tackled tough problems, like energy independence and corruption. She's balanced a budget, cut taxes, and she's taken on the special interests. She's reached across the aisle and asked Republicans, Democrats, and independents to serve in her administration. She's the wonderful mother of five children. She's -- she's helped run a small business. She's worked with her hands and knows -- and knows what it's like to worry about mortgage payments, and health care, and the cost of gasoline and groceries. She knows where she comes from, and she knows who she works for. She stands up for what's right, and she doesn't let anyone tell her to sit down.”

John McCain (1936–2018) politician from the United States

2000s, 2008, 2008 Republican National Convention (2008)

Children, Health, Business, Problem

“Loaning to minorities and risky folks is a disaster. … [W]hen you and many of your colleagues were pushing for more minority lending and more expanded lending to folks who heretofore couldn't get mortgages, when you were pushing homeownership … Are you totally without culpability here? Are you totally blameless? Are you totally irresponsible of anything that happened?”

Neil Cavuto (1958) American television presenter

"Loaning to Minorities … Is a Disaster" http://www.npr.org/blogs/newsandviews/2008/09/loaning_to_minoritiesis_a_disa_1.html, NPR.org, (September 25, 2008).

“Ironically, by transferring the risk of a widespread mortgage default, the government increases the likelihood of a painful crash in the housing market. This is because the special privileges granted to Fannie and Freddie have distorted the housing market by allowing them to attract capital they could not attract under pure market conditions. As a result, capital is diverted from its most productive use into housing. This reduces the efficacy of the entire market and thus reduces the standard of living of all Americans. Despite the long-term damage to the economy inflicted by the government’s interference in the housing market, the government’s policy of diverting capital to other uses creates a short-term boom in housing. Like all artificially-created bubbles, the boom in housing prices cannot last forever. When housing prices fall, homeowners will experience difficulty as their equity is wiped out. Furthermore, the holders of the mortgage debt will also have a loss. These losses will be greater than they would have otherwise been had government policy not actively encouraged over-investment in housing.”

Ron Paul (1935) American politician and physician

Fannie Mae and Freddie Mac Subsidies Distort the Housing Market, September 10, 2003 http://www.house.gov/paul/congrec/congrec2003/cr091003.htm 2000s, 2001-2005

Pain, Loss, Housing

“We are touring the Ozarks. Here is an abandoned field in which the ragweed is sparse and short. Does this tell us anything about why the mortgage was foreclosed? About how long ago? Would this field be a good place to look for quail? Does short ragweed have any connection with the human story behind yonder graveyard? If all the ragweed in this watershed were short, would that tell us anything about the future of floods in the steam? About the future prospects for bass or trout?”

Aldo Leopold (1887–1948) American writer and scientist

"Natural History: The Forgotten Science" [1938]; Published in Round River, Luna B. Leopold (ed.), Oxford University Press, 1966, p. 62.
1930s

Future

“What's more important for me is the brand name Lucy Aharish. The Arab sector does not pay me a salary. My national identity is that of an Arab-Israeli. I identify with Palestinian suffering, but I am not part of it. I have a different suffering here: I am not getting the rights that accrue to me as a citizen of Israel – such as better mortgage terms – because I did not do army service.”

Lucy Aharish (1981) Arab-Israeli journalist

Suffering, Parting

“You're working in freezing water up to your waist for hours at a time. You're reaching down, moving rocks, bringing in the rock and the gravel and working it all the time, with your hands, with the shovels. Moving always this debris, to get rid of the debris, to pull out the little tiny samples of your future, the little tiny pieces that are going to make everything possible for you. Going to buy you the means to get rid of your mortgage, that are going to make it possible to buy some more land in Iowa, in order to move, and then pack up and go to some new place. All of that is built into every effort you're making, every single day.”

J. S. Holliday (1924–2006) American historian

About gold mining
The West (1996)

Effort, Water, Time, Future

“There is, of course, a gold mine or a buried treasure on every mortgaged homestead. Whether the farmer ever digs for it or not, it is there, haunting his daydreams when the burden of debt is most unbearable.”

Fawn M. Brodie (1915–1981) American historian and biographer

No Man Knows My History, ch. 2 (1945)

“What [Obama] is talking about is the absorption of as much of the private sector by the US government as possible, from the banking business, to the mortgage industry, the automobile business, to health care. I do not want the government in charge of all of these things. I don't want this to work. So I'm thinking of replying to the guy, "Okay, I'll send you a response, but I don't need 400 words, I need four: I hope he fails."”

Rush Limbaugh (1951) U.S. radio talk show host, Commentator, author, and television personality

Limbaugh: I Hope Obama Fails
The Rush Limbaugh Show
2009-01-16
http://www.rushlimbaugh.com/daily/2009/01/16/limbaugh_i_hope_obama_fails

Health, Hope, Guy, Business

“A decline in the national housing price level would need to be substantial to trigger a significant rise in foreclosures, because the vast majority of homeowners have built up substantial equity in their homes despite large mortgage-market financed withdrawals of home equity in recent years.”

Alan Greenspan (1926) 13th Chairman of the Federal Reserve in the United States

July 2005 http://www.startribune.com/nation/12598281.html, in testimony to the House Financial Services Committee. 2000s

Home, Housing

“In a very real sense, every subsidy and privilege … is a form of slavery. Slavery, simply put, is the use of coercion to live off of someone else's labor. For example, consider the worker who pays $300 a month for a drug under patent, that would cost $30 in a free market. If he is paid $15 an hour, the eighteen hours he works every month to pay the difference are slavery. Every hour worked to pay usury on a credit card or mortgage is slavery. The hours worked to pay unnecessary distribution and marketing costs (comprising half of retail prices), because of subsidies to economic centralization, is slavery. Every additional hour someone works to meet his basic needs, because the state tilts the field in favor of the bosses and forces him to sell his labor for less than it is worth, is slavery. All these forms of slavery together probably amount to half our working hours. If we kept the full value of our labor, we could probably maintain current levels of consumption with a work week of twenty hours. As Bill Haywood said, for every man who gets a dollar he didn't sweat for, someone else sweated to produce a dollar he never received.”

Kevin Carson (1963) American academic

The Iron Fist Behind the Invisible Hand (2002)

Sense

“You know, I am mainstream America, and it really doesn't matter what party you're in. When you call your children and you say 'How are you?' - and what you are really asking is, 'Do you still have your job? And are you able to make the mortgage payment?', That resonates across the state, not across party lines.”

Sharron Angle (1949) Former member of the Nevada Assembly from 1999 to 2007

interview with New York Times, 2010-08-12

Children

“Incredibly, at this critical juncture in financial history, after which so much changed so quickly, the only constraint in the subprime mortgage market was a shortage of people willing to bet against it.”

Michael Lewis book The Big Short

Source: The Big Short (2010), Chapter Three, " How Can A Guy Who Can't Speak English Lie?", p. 80

People, History, Change

“From the male perspective, when commitment is associated with diamonds and mortgages, promises of love can feel like promises of payment.”

Warren Farrell (1943) author, spokesperson, expert witness, political candidate

Source: Why Men Are the Way They Are (1988), p. 103.

Love, Feeling

“You have a valuable house or farm. It is suggested that the title is not good. You employ counsel. You have the deeds examined. You search the records for mortgages, judgments and liens. You are not satisfied until you have a certificate, signed by the great seal of the State, assuring you that the title is good. Yet how many leave their title to heaven an undecided matter! Why do you not go to the records and find it? Give yourself no rest day or night until you can read your title clear to mansions in the skies.”

Thomas De Witt Talmage (1832–1902) American Presbyterian preacher, clergyman and reformer during the mid-to late 19th century.

Reported in Josiah Hotchkiss Gilbert, Dictionary of Burning Words of Brilliant Writers (1895), p. 16.
Dictionary of Burning Words of Brilliant Writers (1895)

Search, Reading, Housing, Night

“Sir Michael Spicer: What are the characteristics of old Labour that he dislikes so much?
Tony Blair: I am afraid that the Hon. Gentleman will have to repeat that.
Sir Michael Spicer: What are the characteristics of old Labour that he dislikes so much?
Tony Blair: Basically, that it never won two successive terms of Government and, perhaps, that it never put the Conservative party flat on its back, which is where it is now. Thankfully, we are running an economy with low inflation, low mortgage rates and low unemployment; fortunately, we are doing a darn sight better than the Government of whom the right hon. Gentleman was a Member, who had—I thank him for allowing me to mention this—interest rates at 10 per cent. for four years, 3 million unemployed and two recessions. Whether it is old Labour or new Labour, it is a darn sight better than the Tories.”

Tony Blair (1953) former Prime Minister of the United Kingdom

Hansard http://archive.is/20130707074457/http://www.publications.parliament.uk/pa/cm200405/cmhansrd/cm050126/debtext/50126-03.htm%2350126-03_spnew24, House of Commons, 6th series, vol. 430, col. 302. In the House of Commons, 26 January 2005. 2000s

Success

“He explained that hatred was low. However, for the benefit of the more leathery and zealous deacons down front, he permitted them to hate all Catholics, all persons who failed to believe in hell and immersion, and all rich mortgage-holders, wantoning in the betraying smiles of scarlet women, each of whom wore silk and in her bejeweled hand held a ruby glass of perfidious wine.”

Sinclair Lewis book Elmer Gantry

Elmer Gantry (1927)

Women, Hate, Smile, Hell

“The US — its bankrupt mortgage institutions nationalised and its gigantic war machine effectively funded by foreign borrowing — is in steep decline. With its financial system in the worst mess since the 1930s, the west's ability to shape events is dwindling by the day. Sermonising about "law-based international relations" is laughable after Iraq, and at bottom not much more than nostalgia for a vanished hegemony.”

John Gray (1948) British philosopher

"Folly of the progressive fairytale," The Observer (2008-09-08)

War, Law, Nostalgia

“When we inherit stolen wealth in a will, we would live under a stolen future – thereby mortgaging our future. Remember, what comes from God goes to Him. What comes from truth goes to truth. What comes from stealing goes to stealing. What comes from destruction goes to destruction.”

T. B. Joshua (1963) Nigerian Christian leader

On leaders who store up wealth illegally - "Choose The Path Of A Champion" http://www.ghanaweb.com/GhanaHomePage/religion/Choose-The-Path-Of-A-Champion-T-B-Joshua-s-Seasons-Greetings-200153 Ghana Web (December 25 2010)

God, Truth, Future, Wealth

“No man can mortgage his injustice as a pawn for his fidelity.”

Edmund Burke book Reflections on the Revolution in France

Reflections on the Revolution in France (1790)

“The crash of 2008 was driven in no small part by unfair practices in the mortgage industry, which led to many consumers becoming trapped in loans they didn’t understand and couldn’t afford.”

Al Franken (1951) American comedian and politician

Sen. Franken Speaks on Senate Floor in Support of Richard Cordray to Head Consumer Financial Protection Bureau (7 December 2011); [2011, S, 8404]

Understanding, Parting

“American consumers might benefit if lenders provided greater mortgage product alternatives to the traditional fixed-rate mortgage.”

Alan Greenspan (1926) 13th Chairman of the Federal Reserve in the United States

February 2004 http://www.startribune.com/nation/12598281.html, in a speech praising the benefits of adjustable-rate mortgages. 2000s

“That said, there can be little doubt that exceptionally low interest rates on ten-year Treasury notes, and hence on home mortgages, have been a major factor in the recent surge of homebuilding and home turnover, and especially in the steep climb in home prices. Although a 'bubble' in home prices for the nation as a whole does not appear likely, there do appear to be, at a minimum, signs of froth in some local markets where home prices seem to have risen to unsustainable levels.”

Alan Greenspan (1926) 13th Chairman of the Federal Reserve in the United States

Greenspan on June 9, 2005 http://www.federalreserve.gov/boarddocs/testimony/2005/200506092/default.htm. 2000s

Home, Appearance

“So I am skeptical about the argument that the subprime mortgage problem will contaminate the whole mortgage market, that housing construction will come to a halt, and that the economy will slip into a recession. Every step in this chain is questionable and none has been quantified. If we have learned anything from the past 20 years it is that there is a lot of stability built into the real economy.”

Robert Lucas Jr. (1937) American economist

Robert E. Lucas, "Mortgages and Monetary Policy", The Wall Street Journal WEDNESDAY, September 19, 2007

Question, Problem, Learning, Past

“When you think that most of us are doomed by divine grace to roast in hell, to say nothing of mortgages and hail and bad crops and extravagant womenfolks, 'tain't any laughing matter!”

Sinclair Lewis (1885–1951) American novelist, short-story writer, and playwright

The God-Seeker (1949), Ch. 3

Hell, Thinking

“I'm asking Congress to pass my Zero Down Payment Initiative. We should remove the 3 percent down payment rule for first time home buyers with FHA-insured mortgages.”

George W. Bush (1946) 43rd President of the United States

Remarks to the National Association of Home Builders, Columbus, Ohio, October 2, 2004 http://georgewbush-whitehouse.archives.gov/news/releases/2004/10/20041002-7.html 2000s, 2004

Home, Time

“Never work for a company that says people are its most important asset. If you wanted to get a mortgage and you said that your only asset was people you would end up living in a tent.”

Guy Browning (1964) British comedian

People, Office Politics (2006).

People

“I have already remarked that the 'theory of scarcity has been a dominating influence in many of our economic policies. In the case of taxation, however, there is involved the 'theory of plenty' and there must now be involved the 'theory of plenty more.' Every dollar of the billions that are being indiscriminately spent without accountability is a mortgage on the income, the savings, as well as the security of the people. There must be brought home to the consciousness of all that the more the government takes, the less each one has no one can possibly escape.”

Alfred P. Sloan (1875–1966) American businessman

New York Times interview, 1935

People, Home

“If your actions are motivated by selfish interests rather than God, you are mortgaging tomorrow's joy.”

T. B. Joshua (1963) Nigerian Christian leader

On the 2007 Nigerian Elections - "Selfless Service" http://www.modernghana.com/newsthread2/219944/1/ Modern Ghana (May 28 2009)

God, Motivation, Joy, Selfishness

“We see the same lack of critical thinking and inconsistency in our privacy with regard to government spying and Fourth Amendment and search and seizure issues. There are a number of issues where Americans — and I have to say conservatives — are like sheep, and they’re sheep being led to the slaughter without critically examining what it is that the government is doing and what it is that their government is allowing big corporations that are "too big to fail" to do to us. This is no different than the mortgage crisis, and some other crises in our country where some companies are just too big to fail, and they have spread so much money in so many people’s pockets on both sides of the aisle that there’s nobody left to speak for the consumers.”

Harmeet Dhillon (1969) American lawyer

Exclusive – Harmeet Dhillon: Silicon Valley ‘Actively Trying to Blacklist’ Conservatives ‘Through Some Hiring Engines’ http://www.breitbart.com/radio/2018/04/20/dhillon-silicon-valley-actively-trying-blacklist-conservatives-hiring-engines/ (April 19, 2018)

Money, People, Search, Thinking

“The world is changing and we are awakening. These statistics give us a numerical glimpse at the visceral dissatisfaction that most of us feel. Now is the time to express it. These corrupt structures cannot be maintained without our compliance. You could vote against them, if there was anything to vote for, but there isn’t, or you could stop paying your mortgage, stop paying your taxes, stop buying stuff you don’t need. When we, the majority, unite and demonstrate our new intention, we will be invincible. If we, who are complicit by our silence, become active and disobedient. This is a pivotal time in the history of our species. We are transitioning from an ideology that places power and responsibility in the hands of the few to one where we all collectively have power. It is important that we clarify, in a manner accessible to all, which institutions and systems are beneficial and which ones have to go. It is important that we propose ideas and systems that will be advantageous, like the handful in this book, and ensure that they are presented properly. When they are inevitably disparaged by the fearful enemies of change, we must remain unified and insistent. At this climactic time, we have no choice but change. This book, written by a twerp, with minimal interaction with brilliant thinkers and uncorrupted minds, demonstrates that. Now, what are you going to do about it?”

Russell Brand book Revolution

Revolution (2014)

Books, World, Fear, Feeling

“I was aware that the loosening of mortgage credit terms for subprime borrowers increased financial risk. But I believed then, as now, that the benefits of broadened home ownership are worth the risk.”

Alan Greenspan (1926) 13th Chairman of the Federal Reserve in the United States

September 2007 http://www.startribune.com/nation/12598281.html, Greenspan's memoir The Age of Turbulence: Adventures in the New World. 2000s

Home

“First in point of time and interest comes the mortgage debt, i. e. the claim for the return of money lent on the security of some tangible object. Such claims are among the earliest fruits of a commercial civilization, and are nearly always affected the same way, viz. by the deposit or pledge of the security with the creditor, to be redeemed or returned on the payment of the debt.”

Edward Jenks (1861–1939) British legal scholar

Source: A Short History Of The English Law (First Edition) (1912), Chapter IX, The Law Of Personal Property, p. 123

Money, Way, Time

“House prices have risen by nearly 25 percent over the past two years. Although speculative activity has increased in some areas, at a national level these price increases largely reflect strong economic fundamentals, including robust growth in jobs and incomes, low mortgage rates, steady rates of household formation, and factors that limit the expansion of housing supply in some areas.”

Ben Bernanke (1953) American economist

October 20, 2005 http://www.house.gov/jec/hearings/testimony/109/10-20-05bernanke.pdf, in testimony to Congress's Joint Economic Committee.

Strong, Past, Housing

“Reckless people have deluded themselves that this was a subprime crisis. But we have problems with credit-card debt, student-loan debt, auto loans, commercial real estate loans, home-equity loans, corporate debt and loans that financed leveraged buyouts… We have a subprime financial system, not a subprime mortgage market.”

Nouriel Roubini (1958) American economist

Quoted in Stephen Mihm, "Dr. Doom," http://www.nytimes.com/2008/08/17/magazine/17pessimist-t.html?_r=1&oref=slogin The New York Times (2008-08-15).

People, Home, Problem

“I do feel somewhat guilty that I'm not more grateful to Jesus, but I just wish he had asked me before he went ahead with it [being crucified], because now I feel like I'm being billed for something I didn't order. Because that's the deal, isn't it? If you're a Christian, you're born already in debt to Jesus, and it's a debt you can only repay, in full, by dying. That's some deal you've got yourself into there; that's like being asked to pay off a mortgage for a house you already own.”

Pat Condell (1949) Stand-up comedian, writer, and Internet personality

"Hello angry Christians" (26 September 2007) http://youtube.com/watch?v=atTSwau9fwM 2007

Feeling, Housing

“It is better to have a plain, substantial building, with no extravagance about it, but without a debt, than to have the most splendid specimen of Gothic architecture that is overlaid by a mortgage.”

William Mackergo Taylor (1829–1895) American theologian

Source: Dictionary of Burning Words of Brilliant Writers (1895), P. 151.

“Unfortunately, throughout the housing crisis we’ve seen innocent homeowners who have been victims of shady mortgage lenders and unscrupulous individuals who have used a down market to line their own pockets at the expense of others. This bill is designed to send a message by revising our laws to ensure criminals are brought to justice and that law enforcement has the tools to uncover these fraudulent schemes and go after the bad actors. Criminals should be put on notice that ripping off homeowners and taxpayers won’t be tolerated.”

Chuck Grassley (1933) American politician

Quoted in "Congress Targets Mortgage Fraud: Justice for Victims, Jail for the Guilty," http://tri-statedefenderonline.com/articlelive/articles/3561/1/Congress-Targets-Mortgage-Fraud-Justice-for-Victims-Jail-for-the-Guilty Tri-State Defender (2009-02-12)

Justice, Law, Housing

“We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation.”

Peter Akinola (1944) Anglican Primate of the Church of Nigeria

Explaining the decision to reject American funding as a protest over liberal theology and practices, including the ordination of homosexuals.

Money, Faith

“The prairies were dust. Day after day, summer after summer, the scorching winds blew the dust and the sun was brassy in a yellow sky. Crop after crop failed. Again and again the barren land must be mortgaged for taxes and food and next year’s seed. The agony of hope ended when there was not harvest and no more credit, no money to pay interest and taxes; the banker took the land. Then the bank failed.”

Rose Wilder Lane (1886–1968) American journalist

On the Way Home, ch. 1 (1962).

Money, Food, Hope, Sun

“We have to give the American people a referendum. We will win this referendum if we have it now. If we wait and delay five or six years we will lose this referendum. The public is way ahead of the political class. They get that things are broken. They get that we're spending their kids' inheritance and mortgaging their future. They are ready to be talked to like adults and not like children. So when they see the demagoguery that is directed toward people or ideas that are sincere and are real, it doesn't work anymore. The Democrats are going to come at us with their old playbook. They're going to tap into the emotions of fear, anger, and envy. But that's not aspirational. That's not hope and change, and I don't think it's going to work anymore.”

Paul Ryan (1970) American politician

Source: Young Guns: A New Generation of Conservative Leaders (2010), p. 15

Children, People, Fear, Hope

“For private property is sacred, and no one can be prohibited from buying, selling, exchanging or mortgaging shares, etc.”

Vladimir Lenin (1870–1924) Russian politician, led the October Revolution

Source: Imperialism, The Highest Stage of Capitalism (1917), Chapter Three
Context: All the rules of control, the publication of balance sheets, the drawing up of balance sheets according ot a definite form, the public auditing of accounts, the things about which well-intentioned professors and officials - that is, those imbued with he good intention of defending and embellishing capitalism - discourse to the public, are of no avail. For private property is sacred, and no one can be prohibited from buying, selling, exchanging or mortgaging shares, etc.

“I don't have a muse. I have a mortgage.”

Jim Butcher (1971) American author

“This Delta, he thought: This Delta. This land which man has deswamped and denuded and derivered in two generations so that white men can own plantations and commute every night to Memphis and black men own plantations and ride in jim crow cars to Chicago to live in millionaires’ mansions on Lakeshore Drive, where white men rent farms and live like niggers and niggers crop on shares and live like animals, where cotton is planted and grows man-tall in the very cracks of the sidewalks, and usury and mortgage and bankruptcy and measureless wealth, Chinese and African and Aryan and Jew, all breed and spawn together until no man has time to say which is which nor cares…. No wonder the ruined woods I used to know don’t cry for retribution! he thought: The people who have destroyed it will accomplish its revenge.”

William Faulkner book Go Down, Moses

Delta Autumn (p. 347)
Go Down, Moses (1942)

Time, Night, Wealth, People

“While 800,000 Americans wait and work without pay, the administration bows to mortgage industry lobbyists. The blatant corruption and greed of an administration who puts banks above people is the root cause of our broken system.”

Tulsi Gabbard (1981) U.S. Representative from Hawaii's 2nd congressional district

(12 January 2019) https://twitter.com/TulsiGabbard/status/1084199593926189057 Twitter account, January 2019

Waiting, People

“By making us aware of the futility of this wishful thinking, the psychotechnologies help free us from unhealthy dependencies. We increase our capacity to love without bargaining or expectations, to enjoy without emotional mortgages. At the same time, enhanced awareness adds luster to simple things and everyday events, so that what may seem a turn toward a more austere life is often the discovery of subtler, less perishable riches.”

Marilyn Ferguson (1938–2008) American writer

The Aquarian Conspiracy (1980), Chapter Four, People Changing

Time, Dependency, Help, Thinking

“Instead of talking about the things that most people care about, we talked about what we cared about most. While parents worried about childcare, getting the kids to school, balancing work and family life, we were banging on about Europe. As they worried about standards in thousands of secondary schools, we obsessed about a handful of more grammar schools. As rising expectations demanded a better NHS for everyone, we put our faith in opt-out for a few. While people wanted more than anything stability and low mortgage rates, the first thing we talked about was tax cuts.”

David Cameron (1966) Former Prime Minister of the United Kingdom

Speech to the Conservative Party Conference in Bournemouth (1 October 2006), quoted in The Times (2 October 2006), p. 6
2000s, 2006

School, Family, Faith, People

“The American people deserve a Congress that worries less about helping big banks, and more about helping regular people who have been cheated on mortgages, on credit cards, on student loans and on credit reports.”

Elizabeth Warren (1949) 28th United States Senator from Massachusetts

As quoted in "Sen. Elizabeth Warren slams Republicans: Worry less about helping big banks" by Eric W. Dolan, in Raw Story (12 March 2013) https://www.rawstory.com/2013/03/sen-elizabeth-warren-slams-republicans-worry-less-about-helping-big-banks/ 2013

Help, People, Cheating

“O people, you were not created in vain, nor will you be left to yourselves. Rather, you will return to a place in which Allah will descend in order to judge among you and distinguish between you. Destitute and lost are those who forsake the all-encompassing Mercy of Allah, and they will be excluded from Paradise, the borders of which are as wide as the heavens and the Earth. Don't you know that protection, tomorrow, will be limited to those who feared Allah [today], and to those who sold something ephemeral for something permanent, something small for something great, and fear for protection? Don't you realize that you are the descendants of those who have perished, that those who remain will take place after you, and that this will continue until you are all returned to Allah? Every day you dispatch to Allah, at all times of the day, someone who has ded, his term having come to an end. You bury him in a crack in the earth and then leave him without a pillow or a bed. He has parted from his loved ones, severed his connections with the living, and taken up residence in the earth, whereupon he comes face to face with the accounting. He is mortgaged to his deeds: He needs his accomplishments, but not the material things he left on earth. Therefore, fear Allah before death descends and its appointed times expire. I swear by Allah that I say those words to you knowing that I myself have committed more sins than any of you; I therefore ask Allah for forgiveness and I repent. Whenever we learn that one of you needs something, I try to satisfy his need to the extent that I am able. Whenever I can provide satisfaction to one of you out of you of my possessions, I seek to treat him as my equal and m relative, so that my life and his life are of equal value. I swear by Allah that had I wanted something else, namely, affluence, then it would have been easy for me to utter the word, aware as I am of the means for obtaining this. But Allah has issued in an eloquent Book (Quran) and a just example Sunnah by means of which He guides us to obedience and proscribes disobedience.”

Umar II (681–720) Umayyad caliph

History of the Prophets and Kings, Vol. 24, p. 98/99, also quoted in Umar Bin Abd Al-Aziz, p. 708-710
Last Sermon delivered to People

Forgiveness, Life, Time, Death

“Look—I understand that many of my fellow Americans view the future with fear and trepidation. I understand they worry about their jobs. I understand like my dad, they lay in bed wondering, can I keep my health care, can I pay my mortgage. Thinking about their families, about what comes next. I promise you, I get it.But the answer is not to turn inward, to retreat into competing factions, distrusting those who don′t look like you or worship the way you do or don′t get their news from the same source as you do. We must end this uncivil war that pits red against blue, rural versus urban, conservative versus liberal. We can do this if we open our souls instead of hardening our hearts.If we show a little tolerance and humility, and if we are willing to stand in the other person′s shoes—as my mom would say—just for a moment, stand in their shoes. Because here′s the thing about life: there′s no accounting for what fate will deal you.”

Joe Biden (1942) 47th Vice President of the United States (in office from 2009 to 2017)

2021, January, Presidential Inaugural Address (2021)

Family, Soul, Life, Understanding

“In society, we do horrible things to one another because we don't see the person it affects. We don't see their face. We don't see them as people. Which was the whole reason the hood was built in the first place, to keep the victims of apartheid out of sight and out of mind. Because if white people ever saw black people as human, they would see that slavery is unconscionable. We live in a world where we don't see the ramifications of what we do to others, because we don't live with them. It would be a whole lot harder for an investment banker to rip off people with subprime mortgages if he actually had to live with the people he was ripping off. If we could see one another's pain and empathize with one another, it would never be worth it to us to commit the crimes in the first place.”

Trevor Noah book Born a Crime

page 222
Born a Crime

World, Personality, Pain, People