“It is better to have a plain, substantial building, with no extravagance about it, but without a debt, than to have the most splendid specimen of Gothic architecture that is overlaid by a mortgage.”

Source: Dictionary of Burning Words of Brilliant Writers (1895), P. 151.

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William Mackergo Taylor15

American theologian 1829–1895

Kenneth Clark (1903–1983) Art historian, broadcaster and museum director

Source: Civilisation (1969), Ch. 9: The Pursuit of Happiness

“Reckless people have deluded themselves that this was a subprime crisis. But we have problems with credit-card debt, student-loan debt, auto loans, commercial real estate loans, home-equity loans, corporate debt and loans that financed leveraged buyouts… We have a subprime financial system, not a subprime mortgage market.”

Nouriel Roubini (1958) American economist

Quoted in Stephen Mihm, "Dr. Doom," http://www.nytimes.com/2008/08/17/magazine/17pessimist-t.html?_r=1&oref=slogin The New York Times (2008-08-15).

“When you think that most of us are doomed by divine grace to roast in hell, to say nothing of mortgages and hail and bad crops and extravagant womenfolks, 'tain't any laughing matter!”

Sinclair Lewis (1885–1951) American novelist, short-story writer, and playwright

The God-Seeker (1949), Ch. 3

“Scribal culture and Gothic architecture were both concerned with light through, not light on.”

Marshall McLuhan (1911–1980) Canadian educator, philosopher, and scholar-- a professor of English literature, a literary critic, and a …

Source: 1960s, The Gutenberg Galaxy (1962), p. 120

“There is, of course, a gold mine or a buried treasure on every mortgaged homestead. Whether the farmer ever digs for it or not, it is there, haunting his daydreams when the burden of debt is most unbearable.”

Fawn M. Brodie (1915–1981) American historian and biographer

No Man Knows My History, ch. 2 (1945)

“The principle of the Gothic architecture is infinity made imaginable. It is no doubt a sublimer effort of genius than the Greek style; but then it depends much more on execution for its effect.”

Samuel Taylor Coleridge (1772–1834) English poet, literary critic and philosopher

29 June 1833
Table Talk (1821–1834)

“A decline in the national housing price level would need to be substantial to trigger a significant rise in foreclosures, because the vast majority of homeowners have built up substantial equity in their homes despite large mortgage-market financed withdrawals of home equity in recent years.”

Alan Greenspan (1926) 13th Chairman of the Federal Reserve in the United States

July 2005 http://www.startribune.com/nation/12598281.html, in testimony to the House Financial Services Committee. <br class="br">2000s

“The software architecture of a system or a family of systems has one of the most significant impacts on the quality of an organization's enterprise architecture. While the design of software systems concentrates on satisfying the functional requirements for a system, the design of the software architecture for systems concentrates on the nonfunctional or quality requirements for systems. These quality requirements are concerns at the enterprise level. The better an organization specifies and characterizes the software architecture for its systems, the better it can characterize and manage its enterprise architecture. By explicitly defining the systems software architectures, an organization will be better able to reflect the priorities and trade-offs that are important to the organization in the software that it builds.”

Scott W. Ambler (1966) Canadian software engineer/consultant/author

James McGovern, Scott W. Ambler and M. E Stevens (2004) A Practical Guide to Enterprise Architecture. p. 35

“The mother art is architecture. Without an architecture of our own we have no soul of our own civilization.”

Frank Lloyd Wright (1867–1959) American architect (1867-1959)

“Italy's youngsters complain, apparently, about having to live at home until they are 72 but that's because they spend all their money on suits and coffee and Alfa Romeos rather than mortgages.”

Jeremy Clarkson (1960) English broadcaster, journalist and writer

The Unhappiest People on Earth? You'd never guess, p. 259
The World According to Clarkson (2005)

“It is better to have a plain, substantial building, with no extravagance about it, but without a debt, than to have the most splendid specimen of Gothic architecture that is overlaid by a mortgage.”

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William Mackergo Taylor15

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