“Live within your income; spend less than you get; pay as you go.”

“If you can get yourself to read 30 minutes a day, you're going to double your income every year.”

“Finns live in smaller homes than Americans and consume a lot less. They spend relatively little on national defense, though they still have universal male conscription, and it is popular. Their per capita national income is about 30 percent lower than ours. Private consumption of goods and services represents about 52 percent of Finland's economy, and 71 percent of the United States'. Finns pay considerably higher taxes — nearly half their income — while Americans pay about 30 percent on average to federal, state and local governments.”

“Not everyone can afford to eat well in America, which is a literal shame, but most of us can: Americans spend less than 10 percent of their income on food, less than the citizens of any other nation.”

“When you spend your whole life living in a hole, the only way you can go is up. (Zero/Hector Zeroni)”

“Your fears are a kind of prison that confines you within a limited range of action. The less you fear, the more power you will have and the more fully you will live.”

“If you’ll not settle for anything less than your best, you will be amazed at what you can accomplish in your lives. ”

“And if you were always spending your time getting over your past, how were you supposed to get on with your future?”

“You spend your life getting walked on, you learn to recognize the tread.”

“Character is the one that carries whatever we become. If your wealth is bigger than your character, that wealth will be spending you, not you spending it.”