“Habits are the compound interest of self-improvement.”

— James Clear

Source: https://twitter.com/JamesClear/status/1059504530130395136

Last update Dec. 28, 2023. History

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James Clear 9

American author and speaker 1986

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“Compound interest is the most powerful force in the universe.”

Albert Einstein (1879–1955) German-born physicist and founder of the theory of relativity

Variants: "... is man’s greatest invention" and "... is the eighth wonder of the world".
May add: "He who understands it, earns it; he who doesn’t, pays it."
This Snopes article http://www.snopes.com/quotes/einstein/interest.asp concluded that its status was uncertain, while this post from The Quote Investigator http://quoteinvestigator.com/2011/10/31/compound-interest/ concludes it is most likely a false attribution, since variants of the quote date back to at least 1916, with the early variants not being attributed to Einstein.
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“The chief business of education… is to attempt to form good habits in children, to improve the understanding, and to check the formation of bad habits.”

George Long (1800–1879) English classical scholar

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“I am firmly convinced, as I have already said, that to effect any great social improvement, it is sympathy rather than self-interest, the sense of duty rather than the desire for self-advancement, that must be appealed to.”

Henry George (1839–1897) American economist

Source: Social Problems (1883), Ch. 21 : Conclusion
Context: I am firmly convinced, as I have already said, that to effect any great social improvement, it is sympathy rather than self-interest, the sense of duty rather than the desire for self-advancement, that must be appealed to. Envy is akin to admiration, and it is the admiration that the rich and powerful excite which secures the perpetuation of aristocracies.