“The ant is no lender; that is the least of her faults.”

Source: Don Quixote de la Mancha (1605–1615), Part I, Book II, Ch. 4.

This has been widely attributed to Franklin since the 1940s, but is not found in any of his works. The language is not Franklin's, nor that of his time. It does paraphrase a portion of something he wrote in 1732 under the name Alice Addertongue:
If I have never heard Ill of some Person, I always impute it to defective Intelligence; for there are none without their Faults, no, not one. If she be a Woman, I take the first Opportunity to let all her Acquaintance know I have heard that one of the handsomest or best Men in Town has said something in Praise either of her Beauty, her Wit, her Virtue, or her good Management. If you know any thing of Humane Nature, you perceive that this naturally introduces a Conversation turning upon all her Failings, past, present, and to come.
Misattributed

Source: The Lucky One

His Criticism and opposition to the Agriculturist Relief Act 1879 and the reformist movement launched by others. Bal Gangadhar Tilak: Popular Readings, Page=15.

Autobiography (1936; 1949; 1958)
Context: I turned inevitably with goodwill towards communism, for, whatever its faults, it was at least not hypocritical and not imperialistic. It was not a doctrinal adherence, as I did not know much about the fine points of Communism, my acquaintance being limited at the time to its broad features. There attracted me, as also the tremendous changes taking place in Russia. But Communists often irritated me by their dictatorial ways, their aggressive and rather vulgar methods, their habit of denouncing everybody who did not agree with them. This reaction was no doubt due, as they would say, to my own bourgeois education and up-bringing. <!-- p. 163

Source: Eleven Minutes

Source: Life Is Worth Living

An English Padlock (1707).

Source: Emma