“A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.”

—  Mark Twain

According to R. Ken Rasmussen in The Quotable Mark Twain (1998), this is most probably not Twain's.
Misattributed

Adopted from Wikiquote. Last update Sept. 27, 2023. History

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American author and humorist 1835–1910

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