Benjamin Franklin: Use

“Remember that time is money. He that can earn ten shillings a day by his labor, and goes abroad, or sits idle, one half of that day, though he spends but sixpence during his diversion or idleness, ought not to reckon that the only expense; he has really spent, rather thrown away, five shillings, besides.
“Remember, that credit is money. If a man lets his money lie in my hands after it is due, he gives me interest, or so much as I can make of it during that time. This amounts to a considerable sum where a man has good and large credit, and makes good use of it.
“Remember, that money is of the prolific, generating nature. Money can beget money, and its offspring can beget more, and so on. Five shillings turned is six, turned again it is seven and three pence, and so on, till it becomes a hundred pounds. The more there is of it, the more it produces every turning, so that the profits rise quicker and quicker. He that kills a breeding sow, destroys all her offspring to the thousandth generation. He that murders a crown, destroys all that it might have produced, even scores of pounds.”
“Remember this saying, The good paymaster is lord of another man’s purse. He that is known to pay punctually and exactly to the time he promises, may at any time, and on any occasion, raise all the money his friends can spare. This is sometimes of great use. After industry and frugality, nothing contributes more to the raising of a young man in the world than punctuality and justice in all his dealings; therefore never keep borrowed money an hour beyond the time you promised, lest a disappointment shut up your friend’s purse for ever.
“The most trifling actions that affect a man’s credit are to be regarded. The sound of your hammer at five in the morning, or eight at night, heard by a creditor, makes him easy six months longer; but if he sees you at a billiard table, or hears your voice at a tavern, when you should be at work, he sends for his money the next day; demands it, before he can receive it, in a lump. ‘It shows, besides, that you are mindful of what you owe; it makes you appear a careful as well as an honest man, and that still increases your credit.’
“Beware of thinking all your own that you possess, and of living accordingly. It is a mistake that many people who have credit fall into. To prevent this, keep an exact account for some time both of your expenses and your income. If you take the pains at first to mention particulars, it will have this good effect: you will discover how wonderfully small, trifling expenses mount up to large sums, and will discern what might have been, and may for the future be saved, without occasioning any great inconvenience.
“For six pounds a year you may have the use of one hundred pounds, provided you are a man of known prudence and honesty.
“He that spends a groat a day idly, spends idly above six pounds a year, which is the price for the use of one hundred pounds.
“He that wastes idly a groat’s worth of his time per day, one day with another, wastes the privilege of using one hundred pounds each day.
“He that idly loses five shillings’ worth of time, loses five shillings, and might as prudently throw five shillings into the sea.
“He that loses five shillings, not only loses that sum, but all the advantage that might be made by turning it in dealing, which by the time that a young man becomes old, will amount to a considerable sum of money.””

Benjamin Franklin

Money , Pain , People , Lie

“The Faith you mention has doubtless its use in the World. I do not desire to see it diminished, nor would I endeavour to lessen it in any Man. But I wish it were more productive of good Works, than I have generally seen it: I mean real good Works, Works of Kindness, Charity, Mercy, and Publick Spirit; not Holiday-keeping, Sermon-Reading or Hearing; performing Church Ceremonies, or making long Prayers, filled with Flatteries and Compliments, despis’d even by wise Men, and much less capable of pleasing the Deity. The worship of God is a Duty; the hearing and reading of Sermons may be useful; but, if Men rest in Hearing and Praying, as too many do, it is as if a Tree should Value itself on being water’d and putting forth Leaves, tho’ it never produc’d any Fruit.”

Benjamin Franklin

Letter to Joseph Huey (6 June 1753); published in Albert Henry Smyth, The Writings of Benjamin Franklin, volume 3, p. 145.
Epistles

Men , God , World , Faith

“We hear of the conversion of water into wine at the marriage in Cana as of a miracle. But this conversion is, through the goodness of God, made every day before our eyes. Behold the rain which descends from heaven upon our vineyards; there it enters the roots of the vines, to be changed into wine; a constant proof that God loves us, and loves to see us happy.”

Benjamin Franklin

Letter http://www.infomotions.com/etexts/literature/american/1700-1799/franklin-paris-247.txt to Abbé Morellet (1779).
Epistles
Context: We hear of the conversion of water into wine at the marriage in Cana as of a miracle. But this conversion is, through the goodness of God, made every day before our eyes. Behold the rain which descends from heaven upon our vineyards; there it enters the roots of the vines, to be changed into wine; a constant proof that God loves us, and loves to see us happy. The miracle in question was only performed to hasten the operation, under circumstances of present necessity, which required it.

Love , God , Marriage , Water

“When they ardently desire of Victory, for the Sake of the Praise attending it, they will begin to feel the want, and be sensible of the use of the Use of Logic, or the Art of Reasoning to discover Truth, and of Arguing to defend it, and convince adversaries.”

Benjamin Franklin

Proposals Relating to the Education of Youth in Pensilvania (1749), p. 22 http://dewey.library.upenn.edu/sceti/printedbooksNew/index.cfm?textID=franklin_youth&PagePosition=1; the statement relates to the teaching of History as a subject, and the last quoted paragraph concludes with the footnote "†": Public Disputes warm the Imagination, whet the Industry, and strengthen the natural Abilities.
Context: History will also afford frequent Opportunities of showing the Necessity of a Publick Religion, from its Usefulness to the Publick; the Advantage of a Religious Character among private Persons; the Mischiefs of Superstition, &c. and the Excellency of the above all others antient or modern.
History will also give Occasion to expatiate on the advantage of Civil Orders and Constitutions, how men and their properties are protected by joining in Societies and establishing Government; their Industry encouraged and rewarded, Arts invented, and Life made more comfortable: the Advantages of Liberty, Mischiefs of Licentiousness, Benefits arising from good Laws and a due Execution of Justice &c. Thus may the first Principles of sound Politics be fixed in the minds of youth.
On Historical occasions, Questions of Right and Wrong, Justice and Injustice, will naturally arise, and may be put to Youth, which they may debate in Conversation and in Writing. When they ardently desire of Victory, for the Sake of the Praise attending it, they will begin to feel the want, and be sensible of the use of the Use of Logic, or the Art of Reasoning to discover Truth, and of Arguing to defend it, and convince adversaries.

Truth , Art , Feeling , Victory

“Hence the Public has the Right of Regulating Descents & all other Conveyances of Property, and even of limiting the Quantity & the Uses of it.”

Benjamin Franklin

Letter http://www.franklinpapers.org/franklin/framedVolumes.jsp to Robert Morris (25 December 1783).
Epistles
Context: All Property indeed, except the Savage’s temporary Cabin, his Bow, his Matchcoat, and other little Acquisitions absolutely necessary for his Subsistence, seems to me to be the Creature of publick Convention. Hence the Public has the Right of Regulating Descents & all other Conveyances of Property, and even of limiting the Quantity & the Uses of it. All the Property that is necessary to a Man for the Conservation of the Individual & the Propagation of the Species, is his natural Right which none can justly deprive him of: But all Property of the Publick, who by their Laws have created it, and who may therefore by other Laws dispose of it, whenever the Welfare of the Publick shall demand such Disposition. He that does not like civil Society on these Terms, let him retire & live among Savages. — He can have no right to the Benefits of Society who will not pay his Club towards the Support of it.

“As to Jesus of Nazareth, my Opinion of whom you particularly desire, I think the System of Morals and his Religion, as he left them to us, the best the world ever saw or is likely to see”

Benjamin Franklin

As quoted in Benjamin Franklin: An Exploration of a Life of Science and Service (1938) by Carl Van Doren, p. 777.
Variation: "The moral and religious system which Jesus Christ transmitted to us is the best the world has ever seen, or can see.", as quoted in John Wallis (1856), The British Millennial Harbinger https://books.google.es/books?id=jfgDAAAAQAAJ&pg=PA428&dq=franklin, p. 428.
Context: As to Jesus of Nazareth, my Opinion of whom you particularly desire, I think the System of Morals and his Religion, as he left them to us, the best the world ever saw or is likely to see; but I apprehend it has received various corrupt changes, and I have, with most of the present Dissenters in England, some Doubts as to his divinity; tho' it is a question I do not dogmatize upon, having never studied it, and I think it needless to busy myself with it now, when I expect soon an Opportunity of knowing the Truth with less Trouble.

World , Religion , Thinking

“In these sentiments, Sir, I agree to this Constitution, with all its faults, — if they are such; because I think a general Government necessary for us, and there is no form of government but what may be a blessing to the people, if well administered; and I believe, farther, that this is likely to be well administered for a course of years, and can only end in despotism, as other forms have done before it, when the people shall become so corrupted as to need despotic government, being incapable of any other.”

Benjamin Franklin

Speech to the Constitutional Convention (September 17, 1787); reported in James Madison, Journal of the Federal Convention, ed. E. H. Scott (1893), p. 742.
Constitutional Convention of 1787

People , Thinking

“Ambition has its disappointments to sour us, but never the good fortune to satisfy us.”

Benjamin Franklin

"On True Happiness", Pennsylvania Gazette (20 November 1735).
1730s

Disappointment

“Lighthouses are more useful than churches.”

Benjamin Franklin

Also quoted as “Lighthouses are more helpful than churches” or “A lighthouse is more useful than a church.” Although not by Franklin in this form, it may be intended as a paraphrase of something he wrote to his wife on 17 July 1757, given in a footnote on page 133 of Memoirs of the Life and Writings of Benjamin Franklin (1818). After describing a narrow escape from shipwreck he added:
The bell ringing for church, we went thither immediately, and with hearts full of gratitude, returned sincere thanks to God for the mercies we had received: were I a Roman Catholic, perhaps I should on this occasion vow to build a chapel to some saint, but as I am not, if I were to vow at all, it should be to build a light-house.
Misattributed

“The Game of Chess is not merely an idle amusement; several very valuable qualities of the mind, useful in the course of human life, are to be acquired and strengthened by it, so as to become habits ready on all occasions; for life is a kind of Chess, in which we have often points to gain, and competitors or adversaries to contend with, and in which there is a vast variety of good and ill events, that are, in some degree, the effect of prudence, or the want of it. By playing at Chess then, we may learn: 1st, Foresight, which looks a little into futurity, and considers the consequences that may attend an action … 2nd, Circumspection, which surveys the whole Chess-board, or scene of action: — the relation of the several Pieces, and their situations; … 3rd, Caution, not to make our moves too hastily…”

Benjamin Franklin book The Morals of Chess

"The Morals of Chess" (article) (1750).
1750s

Life , Game , Learning , Future

“Has not the famous political Fable of the Snake, with two Heads and one Body, some useful Instruction contained in it? She was going to a Brook to drink, and in her Way was to pass thro’ a Hedge, a Twig of which opposed her direct Course; one Head chose to go on the right side of the Twig, the other on the left, so that time was spent in the Contest, and, before the Decision was completed, the poor Snake died with thirst.”

Benjamin Franklin

Queries and Remarks Respecting Alterations in the Constitution of Pennsylvania reported in Albert H. Smyth, ed., The Writings of Benjamin Franklin (1907), vol. 10, pp. 57–58.
Decade unclear

Way , Drink , Decision , Time

“In 200 years will people remember us as traitors or heros? That is the question we must ask.”

Benjamin Franklin

Letter to Thomas Jefferson (March 16th, 1775).
Epistles

People , Question

“[M]ankind are all formed by the same Almighty being, alike objects of his Care & equally designed for the Enjoyment of Happiness the Christian Religion teaches us to believe & the Political Creed of America fully coincides with the Position.”

Benjamin Franklin

Petition from the Pennsylvania Society (1790)

Religion , Happiness

“God made beer because he loves us and wants us to be happy.”

Benjamin Franklin

The quote, and its many variants, has been widely attributed to Franklin; however, there has never been an authoritative source for the quote, and research http://64.233.187.104/search?q=cache:4EV3RmSwk04J:listserv.dom.edu/cgi-bin/wa.exe%3FA2%3Dind0507%26L%3Dstumpers-l%26O%3DD%26P%3D31953+abbe+morellet+franklin+wine&hl=en&ct=clnk&cd=3 indicates that it is very likely a misquotation of Franklin's words regarding wine: "Behold the rain which descends from heaven upon our vineyards; there it enters the roots of the vines, to be changed into wine; a constant proof that God loves us, and loves to see us happy." (see sourced section above for a more extensive quotation of this passage from a letter to André Morellet), written in 1779.
Misattributed

Love , God , Beer , Happiness

“[Freedom is] not a gift bestowed upon us by other men, but a right that belongs to us by the laws of God and nature.”

Benjamin Franklin

This is actually from an essay "On Government No. I" that appeared in Franklin's paper, The Pennsylvania Gazette, on 1 April 1736. The author was John Webbe. He wrote about the privileges enjoyed under British rule,
:Thank God! we are in the full enjoyment of all these privileges. But can we be taught to prize them too much? or how can we prize them equal to their value, if we do not know their intrinsic worth, and that they are not a gift bestowed upon us by other men, but a right that belongs to us by the laws of God and nature?
Misattributed

Men , God , Law , Nature

“Every man of the commonalty (excepting infants, insane persons, and criminals) is, of common right, and by the laws of God, a freeman, and entitled to the free enjoyment of liberty. …liberty or freedom consists in having an actual share in the appointment of those who are to frame the laws and who are to be the guardians of every man's life, property, and peace. For the all of one man is as dear to him as the all of another; and the poor man has an equal right, but more need to have representatives in the Legislature than the rich one. …they who have no voice or vote in the electing of representatives, do not enjoy liberty, but are absolutely enslaved to those who have votes and their representatives; for to be enslaved is to have governors whom other men have set over us, and to be subject to laws made by the representatives of others, without having had representatives of our own to give consent in our behalf.”

Benjamin Franklin

"Some Good Whig Principles. Declaration of those Rights of the Community of Great Britain, without which they cannot be Free," as quoted in Memoirs of the Llife and Writings of Benjamin Franklin https://books.google.com/books?id=jmMFAAAAQAAJ (1818) by Benjamin Franklin and William Temple Franklin
Attributed

Life , Men , God , Peace

“When an Indian Child has been brought up among us, taught our language and habituated to our Customs, yet if he goes to see his relations and makes one Indian Ramble with them, there is no perswading him ever to return, and that this is not natural to them merely as Indians, but as men, is plain from this, that when white persons of either sex have been taken prisoners young by the Indians, and lived a while among them, tho’ ransomed by their Friends, and treated with all imaginable tenderness to prevail with them to stay among the English, yet in a Short time they become disgusted with our manner of life, and the care and pains that are necessary to support it, and take the first good Opportunity of escaping again into the Woods, from whence there is no reclaiming them.”

Benjamin Franklin

Letter to London merchant Peter Collinson (9 May 1753); reported in Labaree: "Papers of Benjamin Franklin", vol 4, pp 481-482.
Epistles

Life , Men , Pain , Sex

“Hide not your talents, they for use were made. What's a sun-dial in the shade? ”

Benjamin Franklin

Sun

“Wine is constant proof that God loves us and loves to see us happy.”

Benjamin Franklin

Happy , Love , God , Wine