
No record of this specific remark exists prior to its use by a George W. Phillips, in an address to the fifth annual convention of the National Association of Life Underwriters (June 1894), reported in The Chronicle: A Weekly Journal, Devoted to the Interests of Insurance Vol. LIII (1894), p. 336 https://books.google.com/books?id=xoAoAAAAYAAJ&pg=PA335&dq=%22What+is+defeat?+Nothing+but+education.+Nothing+but+the+first+step+to+something+better.%22&hl=en&sa=X&ved=0ahUKEwiFiMan5KveAhWl6YMKHYV6C44Q6AEIdTAO#v=onepage&q=%22What%20is%20defeat%3F%20Nothing%20but%20education.%20Nothing%20but%20the%20first%20step%20to%20something%20better.%22&f=false
Misattributed