“The act of lending can change the value of the collateral”

“Valued achievements connect to people at a deeper level—and a deeper level can change behavior that is generally very difficult to change.”

John P. Kotter (1947) author of The heart of Change

“Today we can change the future for someone, we have only to act.”

Michael Elmore-Meegan (1959) British humanitarian

“Israel went to extraordinary lengths to limit collateral damage and civilian casualties.”

Martin Dempsey (1952) Chairman of the Joint Chiefs of Staff

“Changes in language often reflect the changing values of a culture.”

Ravi Zacharias (1946) Indian philosopher

“Freedom exalts power; and, as is always the collateral effect of increasing strength, tends to induce a spirit of liberality. Coercion stifles power, and engenders all selfish desires, and all the mean artifices of weakness. Coercion may prevent many transgressions; but it robs even actions which are legal of a portion of their beauty. Freedom may lead to many transgressions, but it lends even to vices a less ignoble form.”

Wilhelm Von Humboldt (1767–1835) German (Prussian) philosopher, government functionary, diplomat, and founder of the University of Berlin

“The only important elements in any society are the artistic and the criminal, because they alone, by questioning the society’s values, can force it to change.”

Samuel R. Delany book Empire Star

“Every small, unselfish action nudges the world into a better path. An accumulation of small acts can change the world.”

Robin Hobb book Fool's Fate

“The consciousness of brutes would appear to be related to the mechanism of their body simply as a collateral product of its working, and to be as completely without any power of modifying that working as the steam-whistle which accompanies the work of a locomotive engine is without influence upon its machinery. Their volition, if they have any, is an emotion indicative of physical changes, not a cause of such changes.”

Thomas Henry Huxley (1825–1895) English biologist and comparative anatomist

“A bank is a place that will lend you money if you can prove that you don't need it.”

Bob Hope (1903–2003) American comedian, actor, singer and dancer