“… a penny saved is better than a penny earned.”

—  Martin Luther , book Table Talk

The Duty of a Husband and Wife (17 March 1539), No. 4408. LW 54:337 http://books.google.com/books?id=zsbXAAAAMAAJ&q=%22penny+saved+is+better+than+a+penny+earned%22&dq=%22penny+saved+is+better+than+a+penny+earned%22&lr=
Table Talk (1569)

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Martin Luther 214
seminal figure in Protestant Reformation 1483–1546

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